Fees & Insurance

At Luminations Psychotherapy and Wellness, we believe that therapy is a valuable investment in your well-being. We are committed to providing high-quality, affirming care in a way that is transparent, accessible, and supportive.

Session Fees

• Individual Therapy Sessions:
  $155 – $200 (55 minutes)
  Fees vary depending on the clinician's level of experience and training. We are happy to discuss this further during your initial consultation.

Insurance Plans Accepted

We are currently in-network with the following insurance providers:

• Blue Cross Blue Shield PPO

• Blue Choice PPO

• Aetna PPO

If you have one of these plans, we will bill your insurance directly on your behalf. You will be responsible for any co-pays, co-insurance, or deductibles determined by your plan.

Out-of-Network Support

If we are not in-network with your insurance, we are happy to work with you as an out-of-network provider. Many PPO insurance plans offer partial reimbursement for out-of-network mental health services.

To make this process easier, we will submit out-of-network claims on your behalf so you don’t have to manage the paperwork. We can also provide detailed invoices (superbills) if you prefer to submit them yourself.

Payment

Payment is due at the time of service and can be made by credit card, HSA/FSA card, or debit card. All clients must have a card on file through our secure client portal.

Questions About Coverage?

Insurance can be confusing—we’re here to help. If you’re unsure about your benefits or reimbursement options, feel free to contact us, and we’ll walk you through what to expect.